What is the minimum liability insurance required for the issuance of a license?

The minimum liability insurance required for the issuance of a license is set at $100,000. This figure is established to ensure that drivers have a level of financial protection for damages resulting from accidents. The purpose of this requirement is to promote responsible driving and to provide a safety net for the public, ensuring that individuals can be compensated for injuries or damages incurred in an accident caused by an insured driver.

Having adequate liability insurance aligns with regulatory measures aimed at protecting both drivers and pedestrians, as it mandates that drivers take financial responsibility for their actions on the road. This minimum threshold is particularly important in states like Texas, where high traffic volumes and potential liabilities necessitate a baseline for insurance coverage.